> For the complete documentation index, see [llms.txt](https://lynqyo.gitbook.io/lynqyo/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://lynqyo.gitbook.io/lynqyo/product-architecture/subscription-payments-and-lending-creator-defi.md).

# Subscription payments and lending: creator DeFi

Subscription Payments - Decentralised, fully blockchain native subscription payments processor that uses the Polygon network. Our contracts allow creators to easily accept subscription payments. We handle processing these payments in return for a small fee, paid in $LNQ.

Lending - To give creators access to funds without any middlemen, $LNQ introduces a concept of a decentralized bank with various financial services specifically designed for the creator economy. $LNQ implements Dynamic Liquidity Protocol as a continuous loan mechanism, guaranteed by subscription revenue.